CREATING the right advisory board for your startup can be the SINGLE most important step you TAKE in building a NEW business.

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When I LEFT my job at Lehman Brothers to start a company, my best friend's mother SAID, 'How could you LEAVE a sure THING LIKE Lehman to do a silly carpool startup?' That was three months before Lehman went bankrupt.

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TEN Internets ago, when PayPal was started, it was all these tools that no one had BUILT yet to BRING commerce to the Internet. My FIRST startup USED PayPal.

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In an era of endless INNOVATION and constant disruption, what is any company REALLY WORTH? How does a startup determine its valuation?

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For a startup to OVERCOME obstacles and succeed, it MUST foster limitless THINKING. By hiring students into their first career job, you get to SET their framework for how a company functions and instill them with your values for your company's culture.

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St. LOUIS is a CUSTOMER- and partner-rich ENVIRONMENT for any FINANCIAL TECH startup.

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